NHSBSA Payments, Prescription Charges and Overpayments

Helping you understand and resolve an NHS-related balance

If you have received a letter, email, or text message from us about an NHS-related balance, you can use this page to check your reference, understand what the balance relates to, make a secure payment, or contact us if you believe something is wrong.

Not every NHS-related balance is a penalty or fine. In some cases, the NHS Business Services Authority may simply be seeking to recover the original prescription, dental, or treatment charge that should have been paid.

We understand that unexpected charges can be worrying. Our role is to help you deal with the balance clearly, securely, and fairly.

Working with NHS Business Services Authority

We are authorised by the NHS Business Services Authority, also known as NHSBSA, to recover outstanding balances on their behalf.

These balances may include:

  • NHS prescription charges that were due but not paid
  • NHS Penalty Charge Notices
  • NHS dental treatment charges
  • NHS Student Bursary overpayments
  • NHS Social Work Bursary overpayments
  • NHS Pension overpayments
  • NHS Injury Benefit Scheme overpayments
  • Prescription Prepayment Certificate balances
  • Other NHSBSA-administered invoices or overpayments

The NHSBSA explains that Penalty Charge Notices may be issued where someone incorrectly claims free NHS prescriptions, free NHS dental treatment, or reduced-cost NHS dental treatment.

Prescription charges, penalty charges and overpayments

There are different reasons why we may contact you. Your letter will explain which type of balance applies to you.

Prescription charge recovery

Some people are contacted because an NHS prescription charge was due but was not paid at the time.

This does not always mean you have been fined. In some cases, the balance may simply relate to the original prescription charge or another NHS charge that NHSBSA believes should have been paid.

This can include certain prescriptions or follow-on medication where normal NHS prescription charge rules apply.

Medication given to NHS hospital inpatients is normally free, but NHS prescription charge rules may apply in other situations, such as outpatient prescriptions, follow-on prescriptions, or prescriptions arranged after discharge. NHS guidance states that medicines prescribed or given to hospital inpatients are always free, while prescription charges can apply to other NHS prescription items in England.

NHS Penalty Charge Notices

You may receive an NHS Penalty Charge Notice, enquiry letter, or payment request if NHSBSA believes you incorrectly claimed, or did not pay a charge that was due for:

  • Free NHS prescriptions
  • Free NHS dental treatment
  • Reduced-cost NHS dental treatment
  • An exemption you were not entitled to use at the time
  • NHS prescription charges that were due but not paid, including certain outpatient, follow-on, or post-discharge prescriptions

If a Penalty Charge Notice has been issued, the balance may include the original NHS prescription or dental treatment charge plus an additional penalty charge. NHSBSA says the penalty charge is calculated as five times the original amount owed, up to a maximum of £100. If no payment is made within 28 days of the Penalty Charge Notice being issued, a surcharge may be added.

A full breakdown of the balance will be shown in the letter we have sent you.

NHS overpayments and other NHSBSA balances

We may also contact you about NHS-related overpayments or other balances, including:

  • NHS Student Bursary overpayments
  • NHS Social Work Bursary overpayments
  • NHS Pension overpayments
  • NHS Injury Benefit Scheme overpayments
  • Prescription Prepayment Certificate balances
  • NHSBSA invoice balances
  • Other NHSBSA-administered repayment accounts

NHSBSA’s own payment service lists several repayment types, including student bursary overpayments, social work bursary overpayments, prescription prepayment certificate balances, NHS pension overpayments, NHS injury benefit overpayments, and other NHSBSA invoices.

Why you may have been contacted

You may have been contacted because NHSBSA records show that:

  • A prescription charge may have been due
  • A dental treatment charge may have been due
  • A free prescription or dental exemption could not be confirmed
  • A previous NHSBSA balance remains unpaid
  • An overpayment was made and needs to be recovered
  • A previous letter or enquiry was not responded to in time
  • A payment, challenge, or evidence request is still outstanding

If you are unsure why you have been contacted, please use your reference code to check the balance or contact us for help.

What happens next

The quickest way to deal with your balance is to use your unique reference code.

  1. 1

    Enter your reference code

    Use the reference shown on the letter, email, or text message we sent you.

  2. 2

    Check the balance

    You will be shown the amount outstanding and a summary of what the balance relates to.

  3. 3

    Make a secure payment

    You can pay online using our secure payment service.

  4. 4

    Receive confirmation

    Once your payment has been received, we will send confirmation by email or SMS where contact details are available.

If you believe the balance is wrong

If you believe the charge, Penalty Charge Notice, or overpayment was issued in error, please contact us as soon as possible.

You should also contact us if:

  • You believe the prescription or treatment should have been free
  • You had a valid exemption certificate
  • You had a valid Prescription Prepayment Certificate
  • You had already paid
  • You already challenged the charge
  • You received the letter by mistake
  • The balance relates to someone else
  • The amount shown does not look correct
  • You believe the medication was supplied in a way that should not have been charged

NHSBSA says you may be able to challenge a Penalty Charge Notice if you were entitled to free NHS prescriptions, free or reduced-cost NHS dental treatment, or had a valid Prescription Prepayment Certificate at the time. NHSBSA also says a challenge may be possible where there is an exceptional reason and the person can show they did not act wrongfully or without care.

You may be asked to provide evidence, such as:

  • Proof of entitlement to free prescriptions
  • Proof of entitlement to free or reduced-cost dental treatment
  • A valid exemption certificate
  • A valid Prescription Prepayment Certificate
  • Evidence that a payment has already been made
  • Relevant NHSBSA correspondence
  • Evidence relating to an overpayment dispute
  • Evidence about hospital, outpatient, discharge, or follow-on medication

If you are struggling to pay

Please contact us as soon as possible if you cannot pay the full balance today.

We will take your circumstances into account and explain what options may be available. This may include paying by instalments, depending on your account and circumstances.

If you are experiencing financial difficulty, illness, bereavement, vulnerability, or another personal circumstance that affects your ability to deal with this matter, please tell us. We will treat you fairly and respectfully.

You may also wish to seek free, independent debt advice.

Pay safely

Only make payments through our official website or using the payment details shown in our correspondence.

We will never ask you to send full card details by text message, email, or social media.

If you are unsure whether a message is genuine, contact us before making a payment.

Further information

For official NHSBSA guidance, you can find more information about:

  • NHS penalty charges and enquiry letters
  • Understanding penalty charges
  • Responding to or challenging a letter
  • Help with NHS prescription costs
  • NHSBSA repayment options and overpayments
Pay Now Securely